Annual Enrollment Assistance from Explain My Benefits Annual Enrollment begins February 2, 2026 and ends February 13, 2026. Annual Enrollment is your once a year opportunity to review and update your benefits for the upcoming plan year. During this time, you can enroll in coverage, change your benefit elections, and add or remove eligible dependents without providing qualifying life event documentation. Elections made during Annual Enrollment take effect at the start of the n

Stronger Benefits Start With You Healthcare is one of the fastest-growing expenses for both individuals and employers. Each time unnecessary services are used, or care is delivered in higher-cost settings, when lower-cost, high-quality alternatives are available, overall costs increase. These costs don’t just affect one person; they ripple across the entire ICUBA community. Making smarter healthcare choices protects the sustainability of the plan. When we collectively avoid u

Your Mental Health Matters! World Mental Health Day is a global reminder to care for your emotional wellbeing and to support those around...

Important Update:   Change in GLP-1 Coverage for Weight Loss Effective October 1, 2025 This post is to inform ICUBA members of an...

August marks National Immunization Awareness Month (NIAM) in the United States , an annual observance that underscores the critical...

ICUBA's medical plan year begins April 1 and ends March 31 of the following year. The deductible and out-of-pocket maximum for ICUBA's...

Summer Break Reminder: July is UV Safety Awareness Month! As you enjoy a well-deserved summer break, don’t forget to protect yourself...

Alzheimer’s is a degenerative brain disease affecting memory, thinking, and behavior. It is also the most common form of dementia....

This May, put your mental health first! You deserve to feel your best. Mental Health Awareness Month is the perfect reminder to slow...

Voluntary Aflac Benefits to Help You Plan Ahead 🛡️ ICUBA partners with Aflac  to offer voluntary group plans that provide financial...

The New Plan Year is Here! April 1st marks the start of the new benefit plan year for ICUBA. This is the time of year when your annual...

You have two main opportunities to enroll or make changes to their health benefits: When you’re first hired, this is your initial enrollment period, and each February, during Annual Enrollment for the upcoming plan year (April 1).

HEALTH REIMBURSEMENT ACCOUNTS (HRA) What is an HRA? 💰 A Health Reimbursement Account (HRA)  is an employer-funded benefit that helps...

What is Personify Health? Personify Health is ICUBA’s Wellbeing Incentive program that rewards members (and spouses) enrolled in an ICUBA...

FLEXIBLE SPENDING ACCOUNTS What is an FSA? 💰 Flexible Spending Accounts let you set aside pre-tax dollars  from your paycheck to pay for...

It is important to get started as soon as possible. You must apply for portability or request conversion within 31 days after the date...

Smile-Worthy Dental Coverage with ICUBA 🦷 ICUBA partners with Delta Dental  to offer three dental plan options designed to meet your...

To find in-network providers for ICUBA's medical and behavioral health plans, follow the steps below: 🏥 Medical Providers (Blue Cross...

If you have eligible dependent children, they can stay covered under your ICUBA medical insurance through the end of the year in which...

See the Difference with ICUBA Vision Coverage 👓 ICUBA partners with EyeMed  to offer two voluntary vision plans, both featuring a $5...