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MEDICAL PLANS

Preferred PPO Plan
The ICUBA Preferred PPO Plan provides lower deductibles, lower out-of-pocket exposure, and more predictable healthcare costs for many common services. This plan is generally best for members who expect regular medical care, ongoing prescriptions, or prefer greater financial predictability throughout the plan year.
High Deductible PPO Plan
The ICUBA High Deductible PPO Plan offers lower payroll contributions for families in exchange for greater upfront cost-sharing. This plan is typically best suited for members who are comfortable taking on more financial responsibility in return for lower paycheck deductions.
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