Updated for coverage effective August 1, 2026 Deductibles and out-of-pocket maximums generally reset at the beginning of each plan year on April 1. If you change from one ICUBA medical plan to another during the plan year due to an approved qualifying life event, the deductible and out-of-pocket maximum amounts you have already satisfied will generally transfer to your new ICUBA medical plan for the remainder of that plan year. ICUBA's medical plan year begins April 1 and end