Updated for coverage effective April 1, 2026 ICUBA's medical plan year begins April 1 and ends March 31 of the following year. The deductible and out-of-pocket maximum for ICUBA's medical plans reset every plan year on April 1. When 1 or 2 members are covered under a medical plan, each member will be responsible for an individual deductible and out-of-pocket maximum . $3,000 deductible & $7,400 out-of-pocket maximum  in the Preferred plan. $4,500   deductible  & $8,600 out-